diff --git a/internal/service/week_service.go b/internal/service/week_service.go
index f94d288..e783262 100644
--- a/internal/service/week_service.go
+++ b/internal/service/week_service.go
@@ -94,9 +94,10 @@ func (s *WeekService) CloseWeek(ctx context.Context, weekKey string) (*domain.Cl
 		return nil, err
 	}
 
-	// Get settings at the start of the week (Monday)
-	mondayKey := dayKeys[0]
-	set, err := s.settings.Current(ctx, mondayKey)
+	// Get settings effective at close time (today), not necessarily at the
+	// start of the week. This ensures settings changes made mid-week are
+	// reflected when the week is closed.
+	set, err := s.settings.Current(ctx, time.Now().In(s.tz).Format("2006-01-02"))
 	if err != nil {
 		return nil, ErrNoSettings
 	}